Terms of Use

Last updated: 10 September 2026.

Using this website

Use Loan Guide for lawful personal research. The content is general education, not personalised financial, legal or tax advice. A lending decision depends on the regulated lender’s assessment and applicable product terms.

No lending or approval promise

Loan Guide does not lend money, process a bank application, perform a credit enquiry, collect a loan approval fee or guarantee a rate, amount, subsidy or sanction. A questionnaire result is an article recommendation, not an eligible product offer.

Examples and comparisons

Illustrative EMI calculations use stated assumptions and may exclude fees, taxes, moratorium interest and rate changes. Topic comparisons describe our articles rather than live lender offers. Review the lender’s written quotation, Key Facts Statement where applicable and executed agreement.

Questionnaire and emails

Submitting the guide-finder form stores the details and preferences described in our Privacy Policy. Where configured, the requested service email contains links to educational guides. Recurring updates are optional and can be unsubscribed. Neither email type is a lender sanction or application confirmation.

Browser tools

Saved guides, recent history, comparison selections, search history and checklist progress may be stored in your browser. Clearing browser storage removes these conveniences and does not close any actual loan account.

External links and advertisements

External providers control their own content, products, data collection and terms. An advertisement or source link does not imply endorsement or a commercial relationship. Check the actual lender identity before sharing information or making payments.

Acceptable use and corrections

Do not misuse forms, submit false identities, attempt unauthorised access or disrupt the service. Content can be corrected or updated. Contact us about a website issue; approach the lender for an actual loan dispute.